This research was qualitative descriptive through deep interview with people of KecamatanPontianak timur. The data sources were taken by means of cluster sampling. According to data analysis, 88.33% informants stated that there must be a fatwa of MUI which declares that interest of bank is haram. The perceptions of people of Kecamatan Pontianak Timur regarding Islamic banking were grouped into …
This research was qualitative descriptive through deep interview with people of KecamatanPontianak timur. The data sources were taken by means of cluster sampling. According to data analysis, 88.33% informants stated that there must be a fatwa of MUI which declares that interest of bank is haram. The perceptions of people of Kecamatan Pontianak Timur regarding Islamic banking were grouped into …
Penelitian ini bertujuan mengembangkan perangkat pembelajaran sains dengan model kooperatif tipe Student Team Achievement Division (STAD) berbantuan CD interaktif pada materi Matter and Its State kelas VII yang valid dan efektif. Valid jika memenuhi validitas isi yang ditentukan oleh para ahli. Efektif jika memenuhi tiga indikator keefektifan : (1) lebih dari 50% siswa memberi respon minat po…
Michael Gelfond, Texas Tech University, Yulia Kahl.